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Oklahoma City, Edmond, Mustang and Yukon Information:

About Oklahoma City - Moving to Oklahoma City, Oklahoma? Get info here...
About Piedmont - Moving to Piedmont, Oklahoma? Get info here...
About Edmond - Moving to Edmond, Oklahoma? Get info here...
About Deer Creek - Moving to Deer Creek, Oklahoma? Get info here...
Mustang - Moving to Mustang, Oklahoma? Get info here...
Yukon - Moving to Mustang, Oklahoma? Get info here...
Local Maps and Links - Moving to Oklahoma City, Edmond, Mustang and Yukon, Oklahoma? Get info here...
Things To Do - Moving to Oklahoma City, Edmond, Mustang and Yukon, Oklahoma? Get info here...
Military Relocation - Moving to Oklahoma City, Edmond, Mustang and Yukon, Oklahoma? Get info here...
FAA Relocation - Moving to Oklahoma City, Edmond, Mustang and Yukon, Oklahoma? Get info here...
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School Reports - Reports for Oklahoma City, Edmond, Mustang and Yukon schools kindergarten, elementary, and high schools.
Relocating? - Free real estate information & relocation package if you're relocating to Oklahoma City, Edmond, Mustang and Yukon, in Oklahoma County OK.
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School Reports in Oklahoma City, Edmond, Mustang and Yukon, Oklahoma

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?
A	The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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The Clear Choice Team, REALTOR®, real estate agents and broker for Oklahoma City, Edmond, Mustang and YukonOklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

Bobby Daniel and The Clear Choice Team
Keller Williams Realty
5629 N. Classen
Oklahoma City, OK 73118
Tel: 405-834-5123
Fax: 405-603-7063
Email: bobbydaniel@NUMBER1EXPERT.com
Why are we in real estate? We truly love it. There is nothing that makes us happier than to match a family with their home. We are always looking for new and innovative ways to help our clientele. We are growing everyday with relocating many military families. Bobby Daniels has served in the air force for 4 years and he is passionate about accommodating military families. We really enjoy offering many ways to make their move seamless and enjoyable.

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