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Real Estate - Homes - NUMBER1EXPERTS Sell More!
The Clear Choice Team are some of The Top Selling Real Estate Experts™
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All agents are NOT alike! Find out why we are top real estate experts. Call us: 405-834-5123.


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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Pre-Qualification for Your Home Loan is the Very Most Important First Step in the Home-Buying Process. Don't Go Shopping for a New Home Until You Know Exactly How Much You Can Spend! 

Most everyone has a general idea of what they can afford in the way of a monthly mortgage payment. However, it's always best to establish a relationship with a respected lending instutuion before you begin your home search. Banks and reputable mortgage companies are anxious to provide you with a letter of pre-qualification and a good faith estimate for your loan so that you can shop with the confidence of knowing what you can afford and that you have the resources to pay for it.  

During the pre-qualification process, you will learn: 

- What you can afford to buy. 

- Cash required for down payment and closing costs. 

- Minimum down payment required as well as possible advantages of higher down payments. 

- Monthly payment for which you are qualified. 

We help buyers through the pre-qualification process for mortgages every day. Simply fill out the form below to get started. 

We consider it a privledge to assist in introducing you to one of the most respected mortange bankers in the greater Oklahoma City area. Remember: we respect your privacy! We realize this is your personal information and we will not share it with anyone other than our preferred mortgage banker. This service is provided free of charge, without obligation to us or the lender. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's free and without obligation... 

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School Reports in Oklahoma City, Edmond, Mustang and Yukon, Oklahoma
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Real Estate Tips
Making An Offer >Bargaining

You found a house that seems perfect and you really love it. The chemistry is there, and the price is right. If you are like many buyers, you start off by asking the real estate agent if the sellers will take less than they are asking.

A real estate agent doesn't know what the sellers' bottom price is. The sellers often don't know themselves until they get an offer. In many cases, the price is negotiable, but the only way to test it is to make the sellers a written offer to accept or counter.

Attractive, well-priced homes usually sell quickly in any market. If you get involved in offers and counter offers, another buyer could come in with a better offer while you are negotiating back and forth. If you cannot qualify for financing at the asking price and you are willing to risk losing the house, you can make a lower offer. But if it will break your heart to lose a home you really love and you can afford it, it may be better to avoid bargaining and simply pay the asking price.

See All Tips In The "Making An Offer" Category >
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Real Estate Trivia
Q 
What building has been named the 21st Century Townhouse project?

A 
4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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The Clear Choice Team, REALTOR®, real estate agents and broker for Oklahoma City, Edmond, Mustang and YukonOklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

Bobby Daniel and The Clear Choice Team
Keller Williams Realty

5629 N. Classen
Oklahoma City, OK 73118
Tel: 405-834-5123
Fax: 405-603-7063
Email: bobbydaniel@NUMBER1EXPERT.com

Why are we in real estate? We truly love it. There is nothing that makes us happier than to match a family with their home. We are always looking for new and innovative ways to help our clientele. We are growing everyday with relocating many military families. Bobby Daniels has served in the air force for 4 years and he is passionate about accommodating military families. We really enjoy offering many ways to make their move seamless and enjoyable.

Equal Housing MLS REALTOR


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